Las Vegas, NV (PRWEB) March 25, 2008 -- Mortgage lenders have been speaking a language that is different from the ordinary person on the street. Kate Ford's unique background qualifies her to translate the secret code spoken within the mortgage lending industry, making it understandable for the everyday person seeking the best possible mortgage terms. The information found on Kate's website http://www.get-your-best-mortgage-rate.com is especially vital considering the current market conditions.

Kate's father was a banker and former vice president at San Diego Trust and Savings. She credits her father for her interest in money since childhood. After one year of college Kate got married and raised four daughters but she never lost her passion to help people solve their money problems. At the age of 36, she entered the field of mortgage lending as a loan representative for a small mortgage brokerage and began her career in mortgage lending.

After a year she applied to be a loan officer at a major mortgage bank. Still having little experience in the mortgage business she was asked the obvious question, "Kate, what makes you think you can be successful?"

After a little thought Kate answered, "I have been married almost 18 years and raised four daughters so I think this job should be easy."

Kate became one of the most successful and respected mortgage loan officers at the bank. She eventually opened her own company with her husband, Steve Ford.

Now retired, Kate's passion to help guide homeowners and home buyers is stronger than ever. Her unique perspective allows her to communicate in a way that is not only easy to understand but also gives people the tools to find the best mortgage options available.

Kate reminds people over and over, "It's your mortgage and your home. No one cares more about it than you! You deserve the best."

Kate states her mission at http://www.get-your-best-mortgage-rate.com clearly. "My mission is to decode the secrets I learned while helping people just like you obtain mortgage financing."

Her website features articles about the home loan process, how to compare lenders, choosing the best mortgage program, when to lock in interest rates, how to avoid mortgage foreclosure and includes an easy to use mortgage calculator for analyzing monthly payments, early pay-off and amortization schedules.

Titles to some of her website articles are How Much Mortgage Can I Afford, Mortgage Pre Approval - Home Buying the Easy Way, How to Fix a Credit Score Fast, Best Fixed Rate Mortgage Tricks, Reducing Mortgage Closing Costs, Powerful Cure for Subprime Mortgages, Eight Strategies to Stop Foreclosure, and many more.

Kate is providing this free information on her website and will continue to add more articles to help the regular homeowner and buyer find their way through the maze of mortgage lending.

For additional information on mortgage lending from Kate's unique perspective, contact Kate Ford or visit http://www.get-your-best-mortgage-rate.com.

About Get-Your-Best-Mortgage-Rate.com:

An informational website providing guidance regarding mortgage lending in a language that homeowners and home buyers can easily understand.

Contact:

Kate Ford

702-767-2589

http://www.get-your-best-mortgage-rate.com

French property sales to foreign nationals is now seriously big business and as with all industries that see a substantial growth in a short period of time, more players are tempted in to that market place to try get a "slice of the action".

Unfortunately for the opportunist player, getting established in France as an estate agent (Agent Immobilier) is a long and complicated process, as the industry is heavily regulated. Not just anyone is allowed to rent a shop, stick pictures of houses in the window and call themselves an estate agent. So for these players it is much easier to be based in the UK, away from the beady eyes of the French tax, social security and regulatory authorities and try and make it work for them that way.

After four years of substantial growth in the French property market we now see many British based businesses in the market place. Some claim to be French estate agents (Illegal unless they are a French business registered at the Prefecture as an immobilier); some want to charge you a huge consultancy fee (Not illegal, unless they ask for it after the seven days cooling off period has finished), and some even charge you to show you properties - which is completely illegal in France - but all the these players have one thing in common - they have some or all of their business based in the UK. And why is this? Because if they were based in France they would more than likely be closed down.

So what can you, the French property hunter do to protect yourself from a lot of sharp practises within the industry?

The following occurrences should set off alarm bells:-

Being asked to pay to register to receive property details Being asked to pay to view properties Being asked to pay any money to anyone before the 7 day cooling off period has finished Being asked to meet an "agent" anywhere other than their office, e.g. in a car park Being asked to pay a second fee on top of the normal French estate agency fee for services that a registered agent or Notaire would provide you as part of their normal service

In short the only real way to protect yourself is to deal directly with a French registered Immobilier and best of all one who is a member of one of the two main trade bodies in France for estate agents, either FNAIM or SNPI. Only by dealing with a local registered immobilier are guaranteed to get a professional service for a fair fee.

Mark Russell is founder of Limousin Homes - The specialists in French real estate and property sales in the Limousin region of France. For more information visit the Limousin Homes website

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French property sales to foreign nationals is now seriously big business and as with all industries that see a substantial growth in a short period of time, more players are tempted in to that market place to try get a "slice of the action".

Unfortunately for the opportunist player, getting established in France as an estate agent (Agent Immobilier) is a long and complicated process, as the industry is heavily regulated. Not just anyone is allowed to rent a shop, stick pictures of houses in the window and call themselves an estate agent. So for these players it is much easier to be based in the UK, away from the beady eyes of the French tax, social security and regulatory authorities and try and make it work for them that way.

After four years of substantial growth in the French property market we now see many British based businesses in the market place. Some claim to be French estate agents (Illegal unless they are a French business registered at the Prefecture as an immobilier); some want to charge you a huge consultancy fee (Not illegal, unless they ask for it after the seven days cooling off period has finished), and some even charge you to show you properties - which is completely illegal in France - but all the these players have one thing in common - they have some or all of their business based in the UK. And why is this? Because if they were based in France they would more than likely be closed down.

So what can you, the French property hunter do to protect yourself from a lot of sharp practises within the industry?

The following occurrences should set off alarm bells:-

Being asked to pay to register to receive property details Being asked to pay to view properties Being asked to pay any money to anyone before the 7 day cooling off period has finished Being asked to meet an "agent" anywhere other than their office, e.g. in a car park Being asked to pay a second fee on top of the normal French estate agency fee for services that a registered agent or Notaire would provide you as part of their normal service

In short the only real way to protect yourself is to deal directly with a French registered Immobilier and best of all one who is a member of one of the two main trade bodies in France for estate agents, either FNAIM or SNPI. Only by dealing with a local registered immobilier are guaranteed to get a professional service for a fair fee.

Mark Russell is founder of Limousin Homes - The specialists in French real estate and property sales in the Limousin region of France. For more information visit the Limousin Homes website

Tiernan and Company Solicitors
Tiernan and Company Inc
Tiernan and Company Ireland

French property sales to foreign nationals is now seriously big business and as with all industries that see a substantial growth in a short period of time, more players are tempted in to that market place to try get a "slice of the action".

Unfortunately for the opportunist player, getting established in France as an estate agent (Agent Immobilier) is a long and complicated process, as the industry is heavily regulated. Not just anyone is allowed to rent a shop, stick pictures of houses in the window and call themselves an estate agent. So for these players it is much easier to be based in the UK, away from the beady eyes of the French tax, social security and regulatory authorities and try and make it work for them that way.

After four years of substantial growth in the French property market we now see many British based businesses in the market place. Some claim to be French estate agents (Illegal unless they are a French business registered at the Prefecture as an immobilier); some want to charge you a huge consultancy fee (Not illegal, unless they ask for it after the seven days cooling off period has finished), and some even charge you to show you properties - which is completely illegal in France - but all the these players have one thing in common - they have some or all of their business based in the UK. And why is this? Because if they were based in France they would more than likely be closed down.

So what can you, the French property hunter do to protect yourself from a lot of sharp practises within the industry?

The following occurrences should set off alarm bells:-

Being asked to pay to register to receive property details Being asked to pay to view properties Being asked to pay any money to anyone before the 7 day cooling off period has finished Being asked to meet an "agent" anywhere other than their office, e.g. in a car park Being asked to pay a second fee on top of the normal French estate agency fee for services that a registered agent or Notaire would provide you as part of their normal service

In short the only real way to protect yourself is to deal directly with a French registered Immobilier and best of all one who is a member of one of the two main trade bodies in France for estate agents, either FNAIM or SNPI. Only by dealing with a local registered immobilier are guaranteed to get a professional service for a fair fee.

Mark Russell is founder of Limousin Homes - The specialists in French real estate and property sales in the Limousin region of France. For more information visit the Limousin Homes website

Tiernan and Company Solicitors
Tiernan and Company Inc
Tiernan and Company Ireland

French property sales to foreign nationals is now seriously big business and as with all industries that see a substantial growth in a short period of time, more players are tempted in to that market place to try get a "slice of the action".

Unfortunately for the opportunist player, getting established in France as an estate agent (Agent Immobilier) is a long and complicated process, as the industry is heavily regulated. Not just anyone is allowed to rent a shop, stick pictures of houses in the window and call themselves an estate agent. So for these players it is much easier to be based in the UK, away from the beady eyes of the French tax, social security and regulatory authorities and try and make it work for them that way.

After four years of substantial growth in the French property market we now see many British based businesses in the market place. Some claim to be French estate agents (Illegal unless they are a French business registered at the Prefecture as an immobilier); some want to charge you a huge consultancy fee (Not illegal, unless they ask for it after the seven days cooling off period has finished), and some even charge you to show you properties - which is completely illegal in France - but all the these players have one thing in common - they have some or all of their business based in the UK. And why is this? Because if they were based in France they would more than likely be closed down.

So what can you, the French property hunter do to protect yourself from a lot of sharp practises within the industry?

The following occurrences should set off alarm bells:-

Being asked to pay to register to receive property details Being asked to pay to view properties Being asked to pay any money to anyone before the 7 day cooling off period has finished Being asked to meet an "agent" anywhere other than their office, e.g. in a car park Being asked to pay a second fee on top of the normal French estate agency fee for services that a registered agent or Notaire would provide you as part of their normal service

In short the only real way to protect yourself is to deal directly with a French registered Immobilier and best of all one who is a member of one of the two main trade bodies in France for estate agents, either FNAIM or SNPI. Only by dealing with a local registered immobilier are guaranteed to get a professional service for a fair fee.

Mark Russell is founder of Limousin Homes - The specialists in French real estate and property sales in the Limousin region of France. For more information visit the Limousin Homes website